PRACTICAL GUIDE · UTILIA WORK
Monthly budget: organise your income and expenses
See how much you spend and what you can afford to save.
1 min read
Group expenses
Separate net income, housing, food, transport, debts, leisure and occasional expenses. Use actual amounts rather than guesses.
Example with €1,800 a month
If essential costs are €1,150, variable costs €350 and savings €200, €100 remains as a margin. This is an example, not a compulsory split.
Review monthly
Look for forgotten subscriptions, rising costs and adjustable categories. Aim for a sustainable budget.
General educational information. Examples are illustrative; check the conditions and rules applicable to your situation before making important decisions.
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