PRACTICAL GUIDE · UTILIA WORK
How much can you realistically save each month?
A simple calculation can help you understand where your money goes.
1 min read
Start with actual income
Use the net money received, not gross salary.
Subtract all expenses
Include housing, utilities, food, transport and a reserve for annual costs. With €1,800 income and €1,350 expenses, €450 remains monthly.
Calculate the percentage
Divide savings by income and multiply by 100. In this example, the result is 25%.
General educational information. Examples are illustrative; check the conditions and rules applicable to your situation before making important decisions.
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